Job Description

Meezan Bank Limited, Pakistan’s premier Islamic bank, is seeking dynamic and result-oriented professionals for the position of Relationship Manager – SME. The role focuses on portfolio growth, relationship management, credit analysis, and ensuring compliance with SBP regulations and Shariah principles.

Eligibility Criteria

Minimum 16 years of education in Commerce, Banking & Finance, Economics, or related disciplines
Degree must be from an HEC-recognized university/institute
ACCA-qualified candidates are also eligible

Experience

4 to 5 years of relevant experience in SME relationship management, preferably within the banking sector

Key Responsibilities

Grow the SME portfolio of the assigned region by onboarding new relationships
Deepen and manage existing SME client relationships
Conduct marketing activities and prepare financing proposals
Coordinate approvals and ensure completion of documentation up to disbursement
Monitor SME financing relationships to ensure compliance with SBP regulations, bank policies, risk, and yield criteria
Analyze SME credit proposals submitted by areas and branches
Monitor utilization of approved financing facilities
Assess financial health of clients and evaluate industry/segment trends
Perform detailed financial analysis to determine creditworthiness
Conduct client visits to assess business operations and prepare visit reports
Ensure completion of facility and security documentation in line with approvals and Shariah guidelines

Required Skills & Competencies

Strong financial analysis and credit assessment skills
In-depth knowledge of SME industries and SBP prudential regulations
Excellent interpersonal and relationship management skills
Proficiency in MS Office applications
Strong problem-solving, written, and verbal communication skills
Islamic banking knowledge will be an added advantage

Department

SME Banking

Job Locations

Islamabad
Karachi
Sialkot