Job Description

Department: Consumer Banking Group
Grade: Band-13 / Band-11
Positions Available: 01

The Relationship Associate will support the line manager in managing SME client relationships, driving business growth, and ensuring compliance with banking policies and regulations.

Key Responsibilities

Assist in strengthening and maintaining relationships with existing SME clients and developing new business opportunities
Ensure timely recovery of installments, mark-up, and other bank charges
Promote and sell banking products to achieve assigned KPIs and business targets
Support preparation and processing of credit proposals and renewals in line with SBP Prudential Regulations and Head Office guidelines
Identify target markets to enhance business portfolio
Complete all pre- and post-disbursement documentation, including legal and security formalities
Maintain updated records of insurance policies, stock reports, valuation reports, and financial statements
Ensure timely resolution and regularization of deferrals
Conduct periodic stock verifications and client visits
Prepare and submit business call and visit reports to Regional Business Heads

Eligibility Criteria

Qualification:

Minimum Bachelor’s Degree from an HEC-recognized local or foreign university

Experience:

Minimum 2 years of banking experience
Preference will be given to candidates with relevant SME/relationship management experience
Fresh graduates are also encouraged to apply

Age Limit:

Maximum 55 years (as of application date)

Important Notes

Only shortlisted candidates will be contacted for interviews
No TA/DA will be admissible
The employer reserves the right to accept or reject any application without assigning a reason
Equal opportunity employer – females, minorities, differently-abled persons (DAPs/PWDs), and transgender individuals are encouraged to apply
Competitive market-based salary package will be offered