Job Description

📍 Locations: Karachi & Islamabad
🏢 Department: SME

🚀 About the Role

Step into a leadership role where strategy meets relationship-building. As a Team Leader – SME, you will drive portfolio growth, lead a dynamic team, and shape high-quality financing decisions within a fast-paced Islamic banking environment.

🎓 Eligibility Criteria

Minimum 16 years of education in Commerce, Finance, Banking, or Economics from an HEC-recognized institution
OR ACCA qualified

💼 Experience Required

10–12 years of relevant experience in SME Relationship Management

🧩 Key Responsibilities

Drive business growth by engaging new and existing SME clients across target segments
Review and evaluate credit proposals, memos, and transactions prepared by Relationship Managers
Present well-structured SME cases to approval authorities
Promote financing solutions, including SBP subsidized schemes, aligned with client needs
Ensure efficient turnaround time (TAT) for transactions and disbursements
Identify process gaps and collaborate with teams to implement operational improvements
Monitor portfolio risk and ensure compliance with internal policies and industry standards
Conduct client visits, assess business performance, and prepare detailed reports
Oversee completion of documentation & Shariah-compliant processes
Lead, mentor, and develop a high-performing SME team

🛠️ Skills Required

Strong financial analysis skills (SME-focused)
Excellent team leadership & interpersonal abilities
Proficiency in MS Office
Effective communication & problem-solving skills
Knowledge of Islamic banking principles (preferred)

🌟 Why Join?

Be part of a purpose-driven institution where your leadership directly impacts business growth while adhering to ethical and Shariah-compliant banking practices.