Job Description

Job Type: Permanent
Positions: 1
Grade: OG-I
Department: Branchless Banking

The Assistant Manager – Bank Reconciliation is responsible for ensuring the accuracy, integrity, and timely reconciliation of the bank’s core clearing accounts, digital payment channels, and interbank settlement systems. This role plays a critical part in minimizing financial risk by overseeing daily reconciliation cycles, managing exceptions, and ensuring complete alignment between internal records and external banking partners. The position also involves preparing management dashboards and supporting process improvements through automation and digitization initiatives.

🧾 Key Responsibilities

Perform daily bank reconciliations across correspondent banks, internal accounts, corporate clients, merchants, nano lending, insurance products, and other financial channels.
Manage reconciliation of ATMs, IBFT transactions, bank accounts (core & branchless banking), and ensure accurate settlements.
Maintain strong working knowledge of 1-Link, RAAST, and other interbank settlement systems.
Prepare daily reconciliation reports and dashboards for senior management, highlighting exceptions and their resolution.
Ensure strict compliance with the bank’s Code of Conduct and operational policies.
Support digital transformation initiatives including reconciliation automation and process digitization.
Collaborate with Internal teams (Business, IT, Finance) for system enhancements and process improvements.
Oversee reconciliation processes within Core Banking System (T24) and branchless platform (CPS).
Guide and develop junior reconciliation staff, ensuring high competency and performance standards.
Ensure strong time management, reporting accuracy, analytical capability, and process ownership.
Perform additional tasks assigned by the Line Manager.

🎓 Required Qualifications

Bachelor’s or Master’s degree in Finance, Accounting, Banking, or related field (BBA, MBA Finance, M.Com, etc.).
Minimum 5 years of experience in the microfinance or banking industry, preferably in reconciliation or operations.

🏦 About MMBL

Mobilink Microfinance Bank Ltd. (MMBL) serves over 48 million registered users and 20+ million monthly active customers across Pakistan. With a hybrid model combining traditional microfinance and advanced digital banking, MMBL operates through 114+ branches and 270,000+ branchless banking agents. The bank offers USSD-based digital financial services including savings, MSME lending, remittances, bill payments, mobile wallets, insurance, and G2P/B2B/B2P payments, contributing significantly to financial inclusion in Pakistan.

MMBL fosters a culture of innovation, teamwork, and customer-centric service, empowering millions through digital financial solutions.

🚀 Why Join MMBL?

This role offers the opportunity to contribute to large-scale financial transformation in Pakistan’s digital banking ecosystem. You will be part of a forward-thinking team focused on innovation, automation, and financial inclusion at a national level.

📊 Additional Fields

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🔎 Source: Official Careers Portal
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